Creditcoin is an L1 blockchain that matches and records the loan cycle (credit) history of transacting partners, with a focus on emerging credit markets. How does Creditcoin enable trustless verification of lender/borrower creditworthiness? Its decentralized blockchain is secured by PoW. Additionally, Creditcoin is designed to be interoperable, recording loan payments on other blockchains. Bitcoin and Ethereum are already supported, with more integrations planned.

By leveraging Creditcoin, lenders in emerging markets can build objective records of on-chain loan book performance. This improves information verification and enables a more efficient and transparent allocation of capital into emerging credit markets. Ultimately, the goal is to democratize credit market access to retail investors.