FME is a blockchain-based wallet system that aims to solve two major issues in the cryptocurrency space: complex transaction processes and slow transfers. It offers the benefits of anonymity and convenience while allowing users to withdraw, utilize, and make purchases with cryptocurrencies in real time globally through its virtual bank and card feature. Additionally, FME facilitates cross-border transactions worldwide. The platform also includes a multi-cryptocurrency wallet, virtual bank account/card, and a cryptocurrency swap backend system.