Fortress is a protocol that brings secure and trustless credit and lending to users on Binance Smart Chain. It allows investors to lend and borrow cryptocurrencies by pledging an over-collateralized amount of cryptocurrency. The protocol utilizes money markets, which are pools of assets with algorithmically derived interest rates based on supply and demand. Users who supply liquidity to Fortress earn compounded interest as rewards and can mint stablecoins or borrow other assets against their supplied assets. Loans from Fortress have no monthly payments, late fees, and can be paid off at any time. The protocol does not require a credit check and offers near-immediate origination using smart contracts. In a future update, users will be able to spend FTS tokens to modify their interest rate. Fortress aims to unite investors, borrowers, exchanges, and others into an open and fair platform that unlocks value and offers potential to investors and users.