PointPay is a cryptocurrency banking platform that has been operating since 2018. The company is based in St. Vincent & the Grenadines, Estonia, and Lithuania and serves over 1 million active users worldwide. Our goal is to provide a wide range of crypto banking services to every person with internet access. Our Lithuanian company, UAB Orzinga, is licensed to operate with digital assets.

PointPay's ecosystem includes a blockchain-based bank, an exchange platform, a crypto wallet, and a payment system. With PointPay crypto bank, users can earn daily interest on their funds and get instant loans. We will soon launch crypto debit cards that allow users to make online and in-store purchases like a regular debit card.

PointPay Crypto Exchange offers three types of interfaces - Classic, Advanced, and Quick Exchange. The Classic and Advanced versions are designed for experienced customers, while the Quick Exchange offers simplified exchange functionality. We also provide competitive trading and withdrawal fees.

The PointPay crypto wallet allows users to store digital assets on the blockchain, send them via email, and track their value over time. Our payment system enables customers to buy popular digital assets directly from debit and credit cards using fiat currencies such as USD, EUR, GBP, etc.

In the PointPay blockchain-based bank, users can earn interest on 13 popular digital assets, including stablecoins USDT, USDC, and DAI, by funding Checking or Savings accounts. We offer a transparent and simple interest rate, allowing anyone to earn up to 8% APY on their assets.

Additionally, users can stake PXP tokens to earn up to 20% per year on their holdings. By locking their tokens for 3, 6, or 12 months, customers can earn rewards on a progressive scale based on their investment.

Crypto banks allow anyone to apply for a loan and receive funding within minutes. PointPay customers can lend seven popular cryptocurrencies with USDT as collateral. Credit checks are typically not required for crypto loans as digital assets serve as collateral.

We believe that the future of banking will be built on blockchain technology. PointPay is excited to be at the forefront of the crypto banking revolution, providing a platform with a wide range of in-house crypto banking services. Our goal is to enable financial freedom by offering universally accessible crypto banking services.