Telefy is a platform that assigns a trustless Tele score (credit score) to every crypto wallet. It determines the creditworthiness of a crypto user based on their token holdings and previous transactions. Users can pay interest rates according to their Tele score. Telefy offers several features:

1. Tele Swap: A multi-chain protocol that allows users to swap coins seamlessly and move between chains freely.

2. Tele Lend: An automated lending protocol available on Ethereum, Matic, Binance, Polka Dot, Cardano, and other platforms. Users can borrow or lend tokens using their Tele score.

3. Tele NFT: A multi-chain NFT marketplace where users can list, sell, and buy profitable non-fungible tokens. TELE token stakers benefit from this marketplace.

4. Tele Score: A multi-chain programmable protocol that assesses a user's creditworthiness based on their crypto holdings, transaction history, and other factors. Users with a high Tele score can borrow at appropriate interest rates.

5. Tele Pad: A launchpad for Initial DEX Offerings (IDO) that allows TELE coin holders to participate. The Tele Pad assesses IDO projects and determines if they will go live.

Telefy charges a 10% protocol fee, and TELE coin holders earn a share of that fee.